609 Dispute Letter Example. The 609 dispute letter theory is if you ask the credit bureaus for information they clearly cannot produce as part of your dispute letter, like the original signed copies of your credit applications or the cashed checks used for bill payment, then they would have to remove the disputed item because it's unverifiable. As you have failed to do so, i kindly request that you remove the aforementioned items from my credit report.
More over the 609 sample letter. Electronic code of federal regulations. Since i promised i’d give away the fcra section 609 dispute letter for free, here is the download link.
A 609 letter is a method of requesting the removal of negative information (even if it’s accurate) from your credit report, thanks to the legal specifications of section 609 of the fair credit reporting act.
It can be incredibly simple to have negative records removed by sending just a section 609 verifiable proof request. A 609 letter is a method of requesting the removal of negative information (even if it’s accurate) from your credit report, thanks to the legal specifications of section 609 of the fair credit reporting act. Their scare tactics are used in an attempt to scare and intimidate you into dropping your dispute so that they don’t have to remove any of the disputed items. April 05, 2017 i've finally decided to take on the credit reporting industry because they have pissed me off and all the silly ass nonsense rules they have about scoring your credit, and the bullshit commercials on tv.