Credit Inquiry Letter Example. The credit report dispute letter is used to remove an invalid collection from a person’s credit history that was either paid, falsely listed or if the debt is more than 7 years old. While credit inquiries are typically the least significant scoring factor on your credit report, accounting for approximately five points for each inquiry, they can add up quickly if you’re not careful.
Most of the time, the issues are very minor such as a discrepancy in the personal information given. Credit inquiry letter of explanation it is typical, but i don't know how far back they go. It can be used for any negative account on your credit report.
Either you write a letter of inquiry to know about something or you are responding to a letter of inquiry.
A credit inquiry removal letter is used to alert the credit bureaus of an unauthorized inquiry and request that it be removed. We have come up with credit inquiry explanation letter template along with guidelines on writing a credit inquiry letter of explanation example to create your own letter. A letter of inquiry is a document that seeks to gather information from a reliable source. You have to submit this type of letter if there are any problems with your credit report.