Credit Inquiry Removal Letter Sample. Ask them to send you proof of your authorization of each inquiry you challenge. Upon receipt, it is the credit bureaus duty to investigate your claim with the information provider and make a decision about whether it should remain or be deleted from your credit report.
You must be aware of the fact that credit inquiries are the lowest significant scoring factor on the credit report and they account for five points for every inquiry. A removal letter is a formal request to the credit bureaus to have an inquiry wiped from your record. I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report.
Reason the inquiry was pulled.
Ask them to send you proof of your authorization of each inquiry you challenge. A 609 letter is a method of requesting the removal of negative information (even if it’s accurate) from your credit report, thanks to the legal specifications of section 609 of the fair credit reporting act. Thanks so much for this sample letter. Each one of these inquiries can take off anywhere from 3 to 7 points off your credit score, which can add up.