Debt Collector Dispute Letter Template. This letter is a formal dispute for the debt you have listed on my [name of credit card]. _____ to whom it may concern:
If you dispute the validity of the debt within 30 days of receiving this information, the debt collector cannot contact you until it has provided you with proof of the debt. How to use this template: A statement that the collector has 30 days to respond to you if you dispute the debt and ask for more information, and;
How to use this template:
The amount being sought is much higher than you think is really owed; Collector’s name collector’s address city, state, zip code. This letter is a formal dispute for the debt you have listed on my [name of credit card]. The debt collector is then required to respond to your validation request within 30 days of receiving it.