Debt Dispute Letter After 30 Days. The assumption that the debt will be valid unless you dispute it within 30 days;. Within 30 days after receipt of the letters by the credit bureaus, you should receive the investigation results from them.
Disregard the notice on your credit report giving you 30 days to dispute the debt before the debt will be considered valid. It might be a good idea, after sending an initial debt dispute letter, to send a follow up debt dispute letter reminding the collector of your dispute and request for validation. The debt collector is then required to respond to your validation request within 30 days of receiving it.
The response is a debt verification notice, also […]
Here is how it works: The information submitted in the study further provides insight into debt buyers’ verification of debts that consumers have disputed. The assumption that the debt will be valid unless you dispute it within 30 days;. Debt validation letter after 30 days.