Debt Validation Letter Pdf. 0000 0000 0000 0000 dear collection agency, pursuant to the fcra & the fdcpa i now exercise my lawful right to question the validity of this. This is not a request for “verification” or proof of my mailing address, but a request for validation made pursuant to 15 usc 1692g sec.
What is a debt validation letter? The letter must be sent within thirty (30) days of receiving notice of the attempt to collect. The debt validation has to contain certain information to prove legitimacy.
Following is a sample debt validation letter that you can use to request the creditor/collection agency verify that the debt is actually yours and you are legally bound to pay that debt.
A statement of notice that the debt will be considered valid by the debt collector unless the consumer disputes it within 30 days of notice; This letter is being sent to you in response to: A statement that the collector has 30 days to respond to you if you dispute the debt and ask for more information, and; Under the fair debt collection practices act, they have 30 days from receipt of your letter to send you a written debt verification letter.