Debt Validation Letter Response. Among the rules laid out by the fdcpa is one that stipulates that debt collectors must send you a debt validation letter within five days of first contact (if they don’t, request one the next time they contact you). A statement that the collector has 30 days to respond to you if you dispute the debt and ask for more information, and;
I am writing this letter in response to the phone call/letter received from you on (date). The amount of debt owed. Among the rules laid out by the fdcpa is one that stipulates that debt collectors must send you a debt validation letter within five days of first contact (if they don’t, request one the next time they contact you).
The debt validation letter must include at least the following information:
However, the debt collector isn't legally required to respond to your validation request. This letter is being sent to you in response to a notice sent to me on [insert date here]. Among the rules laid out by the fdcpa is one that stipulates that debt collectors must send you a debt validation letter within five days of first contact (if they don’t, request one the next time they contact you). This second notice is my response to your unsigned letter dated may 28, 1999 [copy enclosed].