Debt Validation Letter Sample. The debt validation letter is sent by a consumer to verify a debt by providing evidence of the claim.the right to know how the debt was incurred is guaranteed to all consumers through the fair debt collection practices act. Proof that you are the debtor;
Technically, they are 2 different things: The amount owed and account number According to the fair debt collection practices act (fdcpa), a consumer has the right to question the validity of the debt as well as the right of the debt collector to collect the debt.
The debt validation letter is sent by a consumer to verify a debt by providing evidence of the claim.the right to know how the debt was incurred is guaranteed to all consumers through the fair debt collection practices act.
The letter should be sent by certified mail, so the consumer has proof of when it was sent and received. How to write a debt validation letter. If you have any doubts concerning a debt notice, use your letter to request the following within 30 days of receiving the notice: A debt validation letter in the truest sense comes from the debt collector.