Debt Verification Letter Vs Debt Validation. Similar to the validation letter, a verification letter is a valuable tool in the debt collection process. You have within 30 days from receiving a debt validation letter to send a debt verification letter.
According to the fair debt collection practices act, each consumer is entitled to validate his or her collections debts. How to settle credit card debt on your own; In the letter, reference the date of the initial contact and the method, for example, a phone call received from your agency on april 25, 2019. you also need to provide a statement that you're requesting validation of the debt.
A debt validation letter is the tool you use to do this.
A debt validation letter should provide enough proof that either the debt is yours or that, indeed, a mistake has been made. How much time to respond? To request debt validation, you must send a written request to the debt collector within 30 days of being contacted by the collection agency. Within 30 days of sending your debt validation letter, you should get a validation notice from the collection agency.