Dispute Letter Sample To Collection Agency. Collector’s name collector’s address city, state, zip code. Sample letter to collection agencies regarding (alleged) medical debt this content is slightly modified from carreon and associates.
Any valid or recent collection, or recent late payments, cannot be removed from your credit report with a credit bureau dispute letter. In the letter, reference the date of the initial contact and the method, for example, a phone call received from your agency on april 25, 2019. you also need to provide a statement that you're requesting validation of the debt. The notice should disclose the correct address to which you should send your letter disputing the validity of the debt.
A debt letter which comes out of nowhere is referred to as a zombie debt and it is something that you or may not have paid in the past.
Keep a record of the day and time when each online dispute is made. The letter below is a sample debt validation letter. Dispute of debt on account number [number]. Of this dispute letter to the original creditor so they are also aware that i dispute the debt.