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Goodwill Letter Credit Repair. It can be used for any negative account on your credit report. If you’re trying to repair your bad credit history, goodwill letters may come handy when all other options have failed.
A goodwill letter is asking a creditor to remove a negative from your credit report because you have been a good customer. This letter template does not have to be used for a credit card issuer. If you want a professional to do this on your behalf, and possibly increase the chances of a goodwill deletion, consider hiring a credit repair service.
A goodwill letter is also great for those who have made a few late payments here and there but have a great credit history otherwise.
Using credit repair letter templates. As the name implies, the creditor is under no obligation to comply with or even consider your request. I emailed it, faxed it and mailed it to two locations. Credit reporting agencies are required to provide accurate reports, but they do not have to report everything.