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Hard Inquiry Dispute Letter To Creditor. The only way to dispute a hard inquiry with the company that made the inquiry is by sending them a written letter through the mail. By sending to the credit reporting agencies, you trigger potential liability for the creditor and the credit reporting agency if they do not properly investigate and get back to you.
If you send any information with the letter, send copies and keep your originals. Here is a sample hard credit inquiry removal letter. Transunion llc consumer dispute center p.o.
By sending to the credit reporting agencies, you trigger potential liability for the creditor and the credit reporting agency if they do not properly investigate and get back to you.
In the letter, you can explain why you believe the items are inaccurate and provide any supporting documents. Creditors and other companies typically won't handle disputes about credit report information online or over the phone. Mail the dispute form with your letter to: It is not enough to send a dispute letter only to the creditor.