Hard Inquiry Removal Letter To Company. We’ve provided a credit inquiry removal letter template below. If you have verified that the hard inquiry is due to identity theft, then the dispute would be handled over the phone with experian specialists.
It needs to be sent by certified mail to each of the three main credit bureaus. A copy of each dispute form, as well as the letter, should be kept by the person for their records. They will contact each company that performed the inquiry.
If, however, there are hard inquiries on your report that you have not authorized, you can dispute the inquiries and ask the three credit bureaus to remove the item from your report, potentially raising your credit score.
Finding a hard inquiry removal service can be difficult. Once the letter and forms are received, the credit bureaus will investigate the disputes. You can only submit a removal letter for false or unauthorized inquiries—any inquiry you did authorize will stay on your record. They will contact each company that performed the inquiry.