How To Remove Late Payments From Credit Report Sample Letter. They can be effectively used for both federal and private loans as well as credit cards and accounts with just about any financial institution. But the letter should be well written and sincere.
Just insert the appropriate information, like your name and address, the credit bureau name and address, and specific details in the body of the letter. The content of this article is based on the author’s opinions and recommendations alone. Any valid or recent collection, or recent late payments, cannot be removed from your credit report with a credit bureau dispute letter.
However, it needs to be done the right way to have a chance.
Here’s a sample goodwill letter asking a credit card company to remove a late payment from all three credit bureaus: Let me go over how to remove these: I disputed the other late payments with the credit bureaus directly. You may be able to do this with a goodwill letter.