How To Send A Credit Inquiry Removal Letter. Billie jean 234 jelly avenue longside, nj, 08095 ssn: So you can send a letter to the inquirer asking them to remove the hard inquiry listing from the credit report or verify your authorization.
The removal letter follows a specific format and should be typed, not handwritten. If you have recently aquired copies of your credit reports, you may notice an inquiries section toward the end of each of the reports. Billie jean 234 jelly avenue longside, nj, 08095 ssn:
It they cannot provide such proof, demand they remove the inquiry from your report.
They should make a list of any that are unauthorized along with the company’s contact information and the date of the inquiry. There are also a few rules you should stick to: Use a polite tone rather than getting upset and threatening. The fair credit reporting act (fcra) requires the credit bureaus (experian, transunion and equifax) to inform consumers when a creditor or other business entity performs a hard inquiry, or hard pull, on your credit report.