Medical Bill Collection Dispute Letter. 1) write and mail a goodwill letter asking for forgiveness, 2) study the fcra and fdcpa and craft dispute letters to challenge the collection, and 3) have a collections removal expert delete it for you. Tell the creditor why you’d like the paid medical bill removed:
Use this medical collections letter: You’re able to receive a free credit report once per year at annualcreditreport.com. A debt dispute letter demands that the collection agency demonstrate that you do indeed owe the debt and can provide detailed information and documents to prove the amount owed.
Here is a sample medical billing dispute letter.
When disputing a bill, it's important that you do your research and understand what happened and what's going on. It should be sent by certified mail so that the patient or sender has proof of the time and date the letter was received. Do this within 30 days of the original letter you received from the agency or else you will lose your chance to dispute the debt. Tell the creditor why you’d like the paid medical bill removed: