Personal Injury Demand Letter Policy Limit. One of the most useful yet least understood tools available to a plaintiff’s attorney is a policy limit demand. For example, if your both amounts equal a total of $120,000, then it would be wise to demand over this amount;
Send the letter by usps certified mail, return receipt requested to confirm the date the insurance company receives the letter. Sample demand letter in car/truck accident case. Here’s an example of a personal injury demand made by a fictional car accident victim.
My insurance company contacted the attorney to tell him that he had the limit wrong on the policy.
If the policy limits demand is accepted by the insurer, the plaintiff has settled the case for the maximum that can be recovered from the defendant. Consider sending a demand letter. Send the letter by usps certified mail, return receipt requested to confirm the date the insurance company receives the letter. This is important because even if you have a significant injury, there is only xxx amount of insurance.