Section 609 Credit Dispute Letter

Section 609 Credit Dispute Letter. Luckily, there are free 609 dispute letter. When composing an official or service letter, discussion design and also format is vital to making an excellent impression.

As you have failed to do so, i kindly request that you remove the aforementioned items from my credit report. Section 609 of the fair credit reporting act requires credit reporting agencies to disclose information to consumers who request it about what is in their credit reports. Section 609 of the fair credit reporting act (fcra) outlines a consumer’s right to order copies of their credit report and the information that appears on it.

You’d think that the people selling these credit repair letters would do their due diligence and read the actual text of the fcra, you can find it here on the ftc.

Section 609, oddly enough, doesn't have anything to do with your right to dispute information on your credit reports or a credit reporting agency's obligations to perform investigations into your disputes. Section 609 of the fair credit reporting act refers to the section about required disclosures to consumers. Although section 609 of the fcra doesn’t technically give you the right to dispute information on your credit reports (that’s dealt with in fcra sections 611 and 623), many people combine their right to dispute with their section 609 rights in the same letter. The law is very clear as to the civil liability and the remedy available to me (section 616 & 617), if you fail to comply with this federal law.