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Their scare tactics are used in an attempt to scare and intimidate you into dropping your dispute so that they don’t have to remove any of the disputed items. By sending letters to credit reporting agencies, you force lenders to prove that you owe them money and that they are justified in adding the negative item on your credit report. Credit repair fcra section 609 instructions and letter for free!!!!!
Credit inquiries, collection accounts, and late payments.
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